Attending bankruptcy counseling once you've hired a bankruptcy attorney and are dealing with this difficult financial decision is a good decision for a number of reasons. While there might be a part of you that doesn't want to go through this process, it's critical for you to know that speaking to a bankruptcy counselor upon the request of your attorney may be a life-changing experience for you. Here are three reasons why it's important to attend bankruptcy counseling when your attorney recommends it.
Your Attorney Might Insist
There are some bankruptcy attorneys who insist that their clients go through bankruptcy counseling, given the importance of this process. When you first meet with an attorney to ask him or her about representing you as you declare bankruptcy and guiding you through this process, some attorneys will clearly stipulate that one of their conditions for representation is that every client must attend bankruptcy counseling. Don't let your stubbornness to speak to a financial counselor get in the way of you getting proper legal representation during the bankruptcy process.
It Will Positively Impact Your Life
Try not to think of bankruptcy counseling as an unfortunate side effect of declaring bankruptcy. Rather, you should view this form of help as an opportunity that you might not have encountered otherwise. Bankruptcy counseling can change your life for the better, and is likely exactly what you need. You'll learn a wide range of life-changing lessons that will impact you immediately as well as in the future. By the time you wrap up your counseling, there's a considerable chance that you'll feel indebted to your attorney for advising you to seek this help.
It Can Look Good To Creditors
As your attorney guides you through the process of declaring bankruptcy and dealing with creditors, there will be ample opportunities to share that you're going through bankruptcy counseling. This can send a good message to some of your creditors. When you're in trouble legally, attorneys often recommend seeking professional help. For example, if you've been arrested for a DUI, your attorney will strongly push you to get into an alcohol treatment program so that when a judge looks at your case, he or she will see that you're trying to make positive changes. A similar scenario can occur because of your bankruptcy counseling, which may help you to save money and stress when you deal with different creditors.
For more information, contact a company like Charles J Schneider PC.