Getting On The Right Side of FinancesGetting On The Right Side of Finances

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Getting On The Right Side of Finances

There aren't many things more intimidating than looking at a bank statement and realizing you don't have a dime to your name--despite your best efforts. I found myself in this precarious situation about a year ago, and I didn't know what to do next. I realized that if I didn't make some serious changes and fast, I would be in even more trouble with the law, so I started moving towards making some changes that would actually help. I met with a bankruptcy attorney, and we talked about how to wipe the slate clean. WIthin a few months, things were better. Read more about bankruptcy on my blog.



Latest Posts

Other Options Apart From Chapter 7 Bankruptcy
17 February 2022

If you are in debt and want to consider filing for

Married But Not Filing Bankruptcy Jointly: What To Know
27 September 2021

When financial troubles become too much to bear, s

How To Help Your Bankruptcy Lawyer With Supporting Documentation
11 May 2021

When a bankruptcy lawyer sends a case to the court

What Assets Could You Lose In A Chapter 7 Bankruptcy Case?
28 October 2020

One of the tradeoffs you face when filing for Chap

Filing for Chapter 7 Bankruptcy? What You Need to Know
4 August 2020

It can happen to anyone. A few bad financial decis


3 Things To Know About The Effects Of Bankruptcy On Your Credit

Filing for bankruptcy has its pros and cons, but many people believe that filing for bankruptcy will ruin their credit forever. While bankruptcy can affect a person's credit, it will not ruin their credit forever. In fact, if you handle your situation the right way, you might have better credit shortly after filing for bankruptcy than you had prior to filing. Here are three things you should understand about the effects bankruptcy can have on your credit. Read More 

Are You Able To Keep Credit Cards If You File For Chapter 7?

Chapter 7 bankruptcy is best known for offering forgiveness for credit card debts and other types of unsecured debts, and this is one of the top reasons many people turn to it when they need help with their debt loads. If you are considering this, you might want to know if you can keep any of your credit cards if you file, and here are a few things you should understand about the way Chapter 7 affects your credit cards. Read More 

Bankruptcy and Security Clearances: What to Know

Declaring bankruptcy can have far-reaching effects on many areas of your life. When making this big decision, it's best to have a full understanding of the potential ramifications. If your job requires you to maintain a security clearance (or you want such a job in the future), it's vital that you understand how a bankruptcy filing could influence that issue. Read on to learn more. Bankruptcies Are Allowed​ There are no rules automatically connecting a bankruptcy filing with a security clearance denial. Read More 

How You Can Know If Bankruptcy Is Right for You

Bankruptcy is something that people will turn to when they cannot find a way out of debt, and while it can be a good option for some people, it is not the best option for everyone. If this is an option you are considering, here are several ways you can know if bankruptcy is the right choice for you. You qualify Before you can even decide if it is right for you, you will need to find out if you qualify for bankruptcy. Read More 

Can You Rent After A Bankruptcy?

If you are considering a bankruptcy filing, the potential ramifications should go into your decision. Most people know that a bankruptcy will negatively affect their credit record, but what about renting an apartment or home? For those who plan to sign a new lease in the next few years, read on to find out how a bankruptcy could affect your ability to be approved for a rental contract. Your Financial Picture Read More